Job description:

Regulatory Compliance

Ensure full compliance with BSP Circulars (1160, 1166, 1206, 1213, 1215, 1218 and related issuances) and AMLC regulations

Manage ongoing BSP and AMLC regulatory reporting, examination preparation, and correspondence

Maintain and update compliance policies, procedures, and internal controls in line with regulatory developments

Support BSP EMI and RTC licensing processes, including preparation of compliance-related submissions

AML/CFT Program Management

Serve as the designated Money Laundering and Terrorist Financing Prevention Officer (MLCO)

Design and implement AML/CFT programs including KYC/CDD/EDD procedures, transaction monitoring, and sanctions screening

Review and file Suspicious Transaction Reports (STRs) and Cash Transaction Reports (CTRs) to AMLC in accordance with regulatory thresholds

Conduct AML/CFT risk assessments and ensure FATF-aligned controls are in place

Develop and deliver AML/CFT training programs for all staff

Operational Compliance

Oversee customer onboarding compliance, including risk-based KYC/CDD review for individual and corporate clients

Monitor transactions for unusual or suspicious activity and escalate as required

Maintain complete and accurate records in compliance with BSP record-keeping requirements

Coordinate with operations and product teams to ensure compliance is embedded in day-to-day processes

Governance & Reporting

Report directly to the Managing Director on compliance matters, risks, and regulatory developments

Prepare periodic compliance reports for senior management and, where required, for BSP/AMLC

Liaise with external legal counsel, auditors, and regulatory bodies as needed

Qualifications:

Minimum5 years of compliance or AML/CFT experiencewithin a BSP-supervised financial institution (bank, EMI, NBFI, remittance company, or MSB)

Deep working knowledge of BSP regulations, AMLA (Republic Act 9160 as amended), and AMLC rules

Hands-on experience filing STRs and CTRs with AMLC

Experience conducting KYC/CDD/EDD reviews and managing customer risk profiling

Familiarity with transaction monitoring systems and AML screening tools

Strong written and verbal communication skills in English

CAMS (Certified Anti-Money Laundering Specialist) certification or equivalent is a strong advantage

Prior experience at a remittance company, MSB, or fintech operating under BSP oversight

Experience supporting a BSP licensing application or regulatory examination

Exposure to cross-border payment compliance and correspondent banking requirements

Experience building a compliance program from scratch in an early-stage or greenfield operation

Familiarity with KoreaPhilippines remittance corridor or Korean financial services context

Why is This a Great Opportunity:

We are seeking an experiencedCompliance Officerwith a strong AML/CFT background to establish and manage the compliance framework for Hanpass Philippines.

This is a foundational role you will be responsible for building compliance infrastructure, ensuring BSP and AMLC regulatory adherence, and serving as the designated AML Compliance Officer (MLCO) for our MSB operations.

Salary Type : Annual Salary

Salary Min : $ 40000

Salary Max : $ 100000

Currency Type : USD